Our loans are based primarily on the equity in the Church’s real estate. If the Church has the equity we require it’s rare we can’t arrange the loan.
The information we need from the Church mostly involves photocopying existing material. Please note our,Checklist of Items Required to Process a Loan Request.
The church does not have to travel to meet with us; almost all items needed can be handled remotely.
In most cases regardless of the term of the loan, the interest rate will be fixed. Therefore, the Church can make plans accordingly knowing the interest rate and monthly payments will not increase.
Most of our loans take 2 to 3 weeks to process, unlike 2 to 3 months with other loan sources. Once the equity in the Church’s real estate is established, and the title search on the property is completed, funding follows shortly thereafter.
In addition to various repayment plans we also offer a variety of loan terms depending on what best fits the Church. Some Churches prefer a longer term with lower monthly payments while others prefer to pay back the loan sooner and save on the overall interest.
We don’t offer a “one size fits all” loan program. Instead, we can design a loan that best meets the needs of the Church. Loans can be anywhere from interest only to fully amortized or any repayment schedule in between.
No cookie-cutter terms here. We design your loan around your church’s unique budget, goals, and growth plans.
No back-and-forth or long delays. We keep it simple, efficient, and focused on getting your church what it needs—fast.
From your first inquiry to final funding, everything is done remotely. Save time, avoid travel, and stay focused on ministry.
